Merchant services OS

AI-native merchant infrastructure

82% activation rate
Document upload

Secure intake for underwriting packets

Collect applications, statements, voided checks, licenses, ownership docs, and KYC packages while tracking validation status against processor requirements.

Uploads today4618 merchant-submitted
Auto-validated31Readable and mapped
Needs review9Blur, mismatch, or missing field
Ready packets12Prepared for underwriting
Upload center

Merchant packet intake

ApplicationsProcessing statementsVoided checksBank lettersBusiness licensesCannabis licensesOwnership documentsKYC packages

Validation queue

Voided checkEvergreen Dispensary · Owner Andre
Replace

Image blur detected; routing/account numbers not readable.

Signature packetLifted Wellness · Owner Nina
Pending

Awaiting owner signature before PIN debit submission.

Bank letterHarbor Bistro · Owner Maya
Validated

Uploaded and matched to business legal name.

Processing statementsAtlas Auto Group · Owner Leo
Mapped

Three months uploaded; volume summary extracted.

Automation

Document workflow

Upload

Merchant, rep, or onboarding user submits files into a secure merchant packet.

Validate

AI checks readability, document type, expiration, business name, and missing fields.

Map

Extracted metadata attaches to application, merchant, processor, and audit records.

Route

Complete packets move into the correct underwriting workflow for the target processor.