Merchant services OS
AI-native merchant infrastructure
Underwriting
Processor routing and risk review
Manage submitted applications, evidence gaps, exception review, risk classification, and processor-specific approval paths from one underwriting queue.
Review queue
Applications in underwriting
Evergreen DispensaryCannabis cashless ATM
Cannabis license and banking reviewOwner Underwriting
Evidence pending
Lifted WellnessPIN debit high-risk
Descriptor and MID history checkOwner Nina
Ready
Atlas Auto GroupCredit
Ticket size variance flaggedOwner Leo
Review
North Valley WellnessCannabis startup
No processing history and incomplete ownership docsOwner Andre
Exception
Underwriting rules
Require license, ownership docs, banking letter, statements when available, and cashless ATM path.
Check MID history, chargeback trend, descriptor profile, terminal requirements, and settlement risk.
Validate business license, statements, KYC package, average ticket, and processor fit.